Business finance resources

Most startup businesses need finance to cover their initial cash flow in the first year of trading. But existing businesses needing to expand also seek additional capital to grow their market share or move into new product development.

Business finance is generally used to purchase assets, fund working capital, aid research and development or commercial mortgages.

There are traditionally 2 methods of financing - debt finance (loans) and equity finance (issuing shares) but these days you can release cash in your business through other means such as factoring or invoice discounting.

Use the links below to find out more about each method.

• Debt Factoring finance
  A guide to debt factoring and how to convert your invoices to instant cash flow
  
  
• What is commercial finance
  A guide to what is meant by the term "commercial finance">
  
  
• Invoice discounting
  A guide to invoice discounting business finance offerings
  
  
• Small business loans
  A guide to getting loans for your small business startup

The material contained in this publication is intended for use as a guide and for general information only. It is not intended to be a substitute for independent professional advice.

Seek professional advice before proceeding with your business finance requirements.

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